Looks like your camera is about a 2-megapixel model Jeff. This will work for 4x6 or maybe even 5x7. Most cameras do take pictures at 72ppi. Mine, a 3.1-megapixel model, has a tiff mode that produces a 9 meg file. Can't take too many shots with a 64 meg CF card.
I've found that with my camera, (2160x1440), in super fine mode produces a file about 1.3 megs. This is actually a 30x20 at 72ppi. I reduce the size in Photoshop and can generally print a good quality 8x10 on my Epson 1270.