Your talking about creating visual beauty and having technical skills. What's a degree worth without those skills in the retouching industry?
I don't know where to find full time retouching work, except for scanning any and all help wanted ads I can find, but I have thought about trying to increase the amount of retouching work I get on my own.
I thought I would target photography businesses, framing shops, anything that might have some connection to retouching.
By the way, I'm assuming your interested in getting health benefits. I am a member of NAPP - photoshopuser.com. They said they used to offer group benefits and they plan to again when they get the details worked out. Good contacts in NAPP, anyway. Worth the cost of joining.
Another idea for you: it is my impression that an Adobe Certified Expert in Photoshop and Adobe Certified Trainer is somewhat respected in the industry. That might be a good starting goal. Everything you need to know about that is on the Adobe Web site.
Finally, I do custom training and classes, which might not be convenient to you - I don't know where you live, but I am offering a class in Rome, GA Sept. 14 and 15, 2006. Find info at
www.stacycates.com. I do client site training as well.
I get the sense that you love Photoshop! Join the club! I think everyone should do what they love if they have the chance.