Great results everyone and welcome along Nansi, looking forward to viewing more of your creations.
Paint Shop Pro.8.1
Auto Contrast Enhancement
Desaturated to gray
Edge Preserving Smooth - 3
Duped bottom layer twice
L2 - Soft Light
Merged bottom two layers.
Top Layer - Levels/My High Key White setting.
On this same layer used the eraser throughout using
Dry Brush for her hair, default brush on her skin and to bring
back some highlights for her features.
For interest, added some texture to her straps and dress using
Van Gogh Texture along with a Camel Hair Brush low opacity.
Smudged skin entirely.
Merged all - duped bottom layer
L2 - Hard Light - 16% - Duped this layer
L3 - Multiply 30%
Merged these layers.
Lessened Brightness slightly.
Applied a criss-cross texture.
Thoroughly enjoyed this challenge and thanks for the wonderful photo!