My wife showed me this and I'm hooked. It's fun for family pics, cards, desktop backgrounds, etc. This is a little example I did for my wife of our daughter for her Gymboree forums. I've just started so my "scrapbooking" skills are still new.

This is the place she showed me to get stuff to get started.
http://www.shabbyprincess.com/
And one I found.
http://www.freedigitalscrapbooking.com/
I know guys, this may seem feminine, but what better way to make the ladies in our lives happy? Flowers get expensive.
I just wanted to put this out there. I think its pretty cool for family photos and has some applications for photo manipulations.