Here's what problems I encounter with the pen tool.
1. I think I'm going to grab some handles and I end up moving the point somewhere else.
2. I think I'm moving the thing and I end up adding or subtracting a point or handles appear.
3. Most frustrating of all, is that you get an area beautifully shaped only to touch the next point to fix the next area and out flys these handles messing up the previous spot.
4. I can't seem to figure out the key strokes for add / subtract a point or move or even change a point. I swear they change after each use. So I end up going to the tool palette to pick each one over and over and even they change function in the middle of using them.
6. I spend so much time trying to get the tool to behave the way I want that I might as well just hit the lasso or quick mask and do it the easy way.
7. Oh yeah, getting the selection to finally close when done is next to impossible too.
8. And don't go back to fix something or you will end up with a line cutting across most of your image. I usually end up with a spider web of unwanted lines by the time I think to undo history states.
Have I covered most of the frustrations that everyone is having mastering this tool or are there some goodies I missed?
I know alot of pros swear by it's accuracy and efficiency but personally I can't seem to get the thing to work and I usually give up half way through. So if anyone can make this tool look and act easy, I will definately declare you a PRO.

I will admit, when you get it right it looks great but keeping it that way is next to impossible.
DJ