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PAYPAL hints/tips: The good, the bad & the ugly

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  #1  
Old 07-05-2008, 08:38 PM
MatthewMarshall MatthewMarshall is offline
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Angry PAYPAL hints/tips: The good, the bad & the ugly

paypal.com seems to be the number one choice when doing online sales. I use them for payment on my website downloadbackdrops.com. But with any business, paypal has some downfalls

I have used paypal for over 10 years. so basicaly anything that could go wrong has. So here are a few tips

1: Do not link your main business checking account to paypal. Ask your bank for a limited withdraw account just to use with paypal. This will save you from paypal pulling thousands of dollars out of your account. This happen to me when someone broke into my account to withdraw money out. It took 3 months to get my money back from paypal.

2: Use the paypal debit card to pull large funds as soon as you get them. Since paypal can do what ever they want, when ever they want. Dont use paypal as a savings or bank account. Just last year they shut down a friend of mines account because he did to many sales in one day. It took him 6 months to get those funds back.

3: Call call and call again. If you ever have a problem and the first person does not fix it. Call again till you find someone that will fix it. I spent 8 hours on the phone once, to get my account fixed. but when you have 1000 bucks just gone, its worth calling over and over again.

If you have any tips too, post below. Im not trying to scare anyone from not using them. they are an ok service. But small tips to help avoid future issues are always good
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  #2  
Old 07-05-2008, 10:38 PM
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Janet Petty Janet Petty is offline
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Re: PAYPALS Evil Side

Buyer/Seller beware!!!

PayPal is NOT considered a bank.

A lot of credit card companies will not work with PayPal to help retrieve your lost cash. I was lucky/blessed in that I got my money back. The other five people who used credit cards had a lot more trouble than I did when we were scammed by an "Evil Bay" seller.

The complaint process is skewed in favor of E-bay. It is often difficult to use and the red tape is designed to have you give up rather than pursue a problem.

What Matthew Marshall says is true.

Call IF you can find a real phone number to call. It is deeply buried in the complaint process.

Sign me scammed once, wary forevermore.

Janet
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  #3  
Old 07-06-2008, 08:22 AM
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Swampy Swampy is offline
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Re: PAYPALS Evil Side

I avoid Pay Pal as much as I can. I would rather risk a money order or cashier's check with a seller than trust PP to keep their hands out of my accounts.
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Old 07-06-2008, 10:59 AM
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ashphotoart ashphotoart is offline
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Re: PAYPALS Evil Side

So, What is the good any other options to receive payments from across the border instantly ?

I always use paypal and never got this trouble. But if both you are having some difficulties then I've to keep other options too.

Say anyone who knows other links to receive the payments instantly.

Ash
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  #5  
Old 07-06-2008, 11:48 AM
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Swampy Swampy is offline
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Re: PAYPALS Evil Side

About the only other "instant" option is to use credit card purchases via your own accounts with secure Visa, MasterCard etc. It's expensive, but it's the way the "big boys" do it.
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Old 07-06-2008, 09:57 PM
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DannyRaphael DannyRaphael is offline
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Re: PAYPAL hints/tips: The good, the bad & the ugl

Appreciate you sharing these experiences and excellent suggestions.
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  #7  
Old 07-07-2008, 12:39 AM
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Craig Walters Craig Walters is offline
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Re: PAYPAL hints/tips: The good, the bad & the ugl

i've been tempted to use paypal on several occaisions, but i always wanted to know what i was getting into so, i'm try and read the FAQs, terms of the contract, and all that gobble-de-gook. no luck. could never finish it and never quite understand it. so, buh-bye
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  #8  
Old 07-07-2008, 08:20 AM
secretagents secretagents is offline
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Re: PAYPAL hints/tips: The good, the bad & the ugl

I have never used Paypal and I never will I think.

I buy quite a bit of stuff on eBay and I force all my sellers to accept postal orders or cash even if they do Paypal only normally. I have a 100% success rate in that and my sellers are apparently happy with it as they don't have to pay a fee to Paypal on the transaction.

It costs me a bit more than if I was using Paypal but I'm giving work to my local post office and this helps justify it remaining open. Local post offices are constantly under threat of closure here in the UK.

If I was using Paypal, all I would be doing is feeding a few californian fat cats who are seeking absolute monopoly on online transactions the world over.

So I guess it's a bit political from my part.
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  #9  
Old 07-07-2008, 07:28 PM
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Doug Nelson Doug Nelson is offline
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Re: PAYPAL hints/tips: The good, the bad & the ugl

Paypal suffers from bad publicity. I'm not saying it's wrong publicity, just that it's all bad. There is no financial firm of any size that doesn't have a raft of horror stories about it. But paypal is 100% online, as are 100% of its users, so the volume on its horror stories gets disproportionately loud online. Multiply that by its market share, and you could come away thinking it's a terrible, terrible company. But it's actually better than most financial firms, but you most likely don't hear much about them since they're out in he brick and mortar world. Paypal also attracts a disproportionate number of shall we say "low end" clients, which are prone to troubles no matter what company is involved, and very loud complainers. Add to all that the higher crime rate of online transactions, and when it's all said and done I have nothing but admiration for paypal for doing as good a job as they have.

If that's not a good enough recommendation, how about this: RetouchPRO would not exist if paypal wasn't around. Period. And that is not hyperbole.

So yes, be careful. Yes, take precautions. I hope you do that with every transaction you make, wherever and however you make it. But basing decisions on ignorance and fear is just superstitious thinking, and that never ends well.
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  #10  
Old 07-07-2008, 08:26 PM
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Craig Walters Craig Walters is offline
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Re: PAYPAL hints/tips: The good, the bad & the ugl

good points, doug.
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