thanks T Paul. i also checked I.E. to see if it was doing it, and no, it was not. they show as .jpg's just fine. so, it's something in mozilla that apparently changed somehow. i know it's changed because all i was using was mozilla here on retrouchpro and had viewed and saved images just fine. so, whatever changed is very recent and is definitely on my browser somehow.
what was happening was that all files were showing as <file name>.<extension(usually .jpg> and then an extra <.htm> after the .jpg or whatever. so a file might be "Author.jpg.htm" . quite odd. but in the normal forum areas it was as it had always been, even if i saved as.
i ran hijackthis just to be sure somehow i hadnt picked up something weird, and it looks ok. i've checked preferences and didnt find anything obvious, but i did manage to find a work-around. i had to enable file extensions in preferences/advanced/system in mozilla to get it to work. it's a bit goofy how it works now, but it does work.
not sure how this got changed... maybe when i installed and set up psp 9 and set the 'open these file extensions in psp 9' something got altered... shldnt have, but i dont know for sure. or maybe something else changed it. not sure.
i'll let you know if i have any other troubles with it, and thanks